Income Tax Refund Calculator

Estimate your mortgage income tax refund in Armenia and see your monthly savings.

Currency

AMD
100K5.0M
Income Tax: ֏100,000 / mo
AMD
AMD
20%
years
1 yr30 yr
%

Effective Monthly Payment

֏172,674

֏272,674 without refund
Savings53%of interest
Principal
Net Interest
Refunded by State

Monthly Refund

֏100,000

Up to ֏100,000

Total Refund

֏22,012,727

Total Interest

֏41,441,696

Total Saved

53%

FAQ

Income Tax Refund FAQ

Common questions about mortgage income tax refund calculations in Armenia.

Use this calculator to estimate monthly refund, effective payment, and total savings for a mortgage scenario in Armenia. Final eligibility depends on the rules in force, your documented salary, and your lender or tax authority review.

The biggest inputs are your gross salary, loan amount, interest rate, and loan term. These determine how much income tax you pay and how much interest is available for refund.

No. This calculator caps the monthly refund at the lower of your estimated monthly income tax and the interest portion of that month's mortgage payment.

Usually yes. A higher registered salary means more income tax paid, which can raise the potential refund until it reaches the interest amount on the mortgage payment.

It shows your estimated mortgage payment after subtracting the monthly tax refund. It helps you compare the real monthly cost with and without the refund.

Yes. Change the property price, down payment, interest rate, loan term, and salary to compare scenarios and see how the refund changes.

After estimating the payment, review new-build apartments on the site and focus on projects that match your budget, financing plan, and current program requirements.

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